Business and Consumer Loan Rates

Effective as of: 02/10/2025

Loan Type	Rates As Low As
New Vehicles (2024-2025)	5.75% APR*
Used Vehicles (2016-2023)	5.75% APR*
Older Vehicles (2015 and prior)	6.75% APR*
New Recreational Vehicles (2024-2025) (camp trailers, motor homes, fifth wheels)	6.99% APR*
New Recreational Vehicles (2024-2025) (motorcycles, ATV's, scooters, snow machines)	6.49% APR*
First Mortgage	Contact a Personal Banker today
RPM Mortgage	Contact a Personal Banker today
Second Mortgage	8.00% APR*
Home Equity Line of Credit	7.50% APR*
VISA® Platinum Rewards	12.50% APR* **
VISA® Platinum Non-Rewards	10.50% APR* **
VISA® Platinum Business	13.50% APR* **
Overdraft Standard Line of Credit	11.49% APR*
Signature Loan	8.50% APR*
Share Secured	2.50% APR* over share collateral offered for security
CD Secured	2.00% APR* over share collateral offered for security

*Rates and terms for all loan product offerings are subject to change without notice and are dependent on credit qualifications and total amount financed. The lowest rate shown is for borrowers who are well qualified. The maximum Annual Percentage Rate (APR) charged on loans by DFDFCU will not exceed 18.00% APR. All loans are subject to final credit approval. Savings and certificate secured loans exclude HSA accounts. Actual payment amounts on all loans are based on your repayment schedule. APR - Annual Percentage Rate. LTV - Loan-to-value.

**DFDFCU VISA® Cards: APR will vary with the market based on the Prime Rate.

Business and Consumer Loan Rates

Contact a DFDFCU Personal Banker with questions about our lending products.