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Business & Consumer Loan Rates

Effective as of: 02/10/2025

Loan TypeRates As Low As
New Vehicles (2024-2025)5.75% APR*
Used Vehicles (2016-2023)5.75% APR*
Older Vehicles (2015 and prior)6.75% APR*
New Recreational Vehicles (2024-2025) (camp trailers, motor homes, fifth wheels)6.99% APR*
New Recreational Vehicles (2024-2025) (motorcycles, ATV's, scooters, snow machines)6.49% APR*
First MortgageContact a Personal Banker today
RPM MortgageContact a Personal Banker today
Second Mortgage8.00% APR*
Home Equity Line of Credit7.50% APR*
VISA® Platinum Rewards12.50% APR* **
VISA® Platinum Non-Rewards10.50% APR* **
VISA® Platinum Business13.50% APR* **
Overdraft Standard Line of Credit11.49% APR*
Signature Loan8.50% APR*
Share Secured2.50% APR* over share collateral offered for security
CD Secured2.00% APR* over share collateral offered for security

*Rates and terms for all loan product offerings are subject to change without notice and are dependent on credit qualifications and total amount financed. The lowest rate shown is for borrowers who are well qualified. All loans are subject to final credit approval. Savings and certificate secured loans exclude HSA accounts. Actual payment amounts on all loans are based on your repayment schedule. APR - Annual Percentage Rate. LTV - Loan-to-value. 

**DFDFCU VISA® Cards: APR will vary with the market based on the Prime Rate.  

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