Savings Rates
Effective as of: 12/30/2024
| Account Type | Dividend Rate | APY* |
|---|---|---|
| Share Savings | 0.10% | 0.10% |
| Share Draft | 0.05% | 0.05% |
| Tiered Money Market: $0-$4,999 | 0.10% | 0.10% |
| Tiered Money Market: $5,000- $49,999 | 1.20% | 1.21% |
| Tiered Money Market: $50,000- $99,999 | 2.00% | 2.02% |
| Tiered Money Market: $100,000 and above | 3.00% | 3.04% |
| IRA Share | 0.25% | 0.25% |
| HSA Share: $0-$4,999 | 0.60% | 0.60% |
| HSA Share: $5,000 to $9,999 | 1.35% | 1.36% |
| HSA Share: $10,000 and above | 1.65% | 1.66% |
| Cash Custody Savings Account** | 3.05% | 3.09% |
*APY - Annual Percentage Yield. Rates are subject to change without notice. Dividends are paid from current income and available earnings of the credit union. Fees may reduce earnings.
** Cash Custody Savings Accounts require a Cash Custodial Agreement with DFDFCU. Additional Terms and Conditions apply. Please speak to a Personal Banker for more details.
Share/IRA Certificates
Effective as of: 04/21/2025
| Term | Dividend Rate | APY* | Minimum |
|---|---|---|---|
| 6 months | 3.83% | 3.91% | $500 Minimum |
| 12 months | 3.69% | 3.75% | $500 Minimum |
| 24 months | 3.49% | 3.55% | $500 Minimum |
| 36 months | 3.35% | 3.40% | $500 Minimum |
| 60 month | 3.45% | 3.51% | $500 Minimum |
*APY - Annual Percentage Yield. Rates are subject to change without notice. Dividends are paid from current income and available earnings of the credit union. Fees may reduce earnings. All Certificates of Deposit have a $500 minimum balance requirement.