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Personal LoansSignature LoansA signature loan is an unsecured loan that only requires your signature without further collateral. Signature loans can be used for financing larger purchases, unexpected expenses, or debt consolidations. DFDFCU offers signature loans with competitive fixed rates and loan terms from 1 to 4 years. Risk-based pricing and standard credit qualifications apply. All loans are subject to final credit approval. *A Loan of $10000.00 at 9.59% APR**for 36 months will have a payment of $320.75 per month. APR= Annual Percentage Rate Overdraft Line of CreditThe Overdraft Line of Credit is an unsecured line of credit that is linked to your checking account. If ever a transaction will overdraw your checking account, the overdraft line of credit is advanced to cover the transaction and protects you from being charged NSF fees and return item fees. Payments are due monthly when there is an outstanding balance on the loan. Risk-based pricing and standard credit qualifications apply. All loans are subject to final credit approval. Auto LoansIn the market for a new or used vehicle? DFDFCU is here to help every step of the way, whether you’re ready to buy or just beginning your search. Bring Your Auto Loan HomeBring your new or used titled vehicle to us and receive $295 and a lowered interest rate. DFDFCU is your credit union and we want to help you save money by reducing your current interest rate by .25% APR*! 5 Reasons to Bring Your Auto Loan Home!
*APR = Annual Percentage Rate .25% APR off “current confirmed rate” will be honored down to the current floor rate. Contact a Personal Banker to find out the current floor rates for this offer. The current rate must be confirmed through payoff documentation from your other financial institution. An 84-month term will incur a 0.50% APR increase. To qualify for the $295 cash back offer, members must transfer a non-delinquent new or used titled vehicle to DFDFCU from a different financial institution. A credit report on all borrowers will be obtained in connection with this loan offer. $295 will be transferred into your DFDFCU account after the loan closes. $295 may be reported as other income on a 1099 for the account owner. Titled vehicles include new and used autos, motorcycles, RV's, motor homes, and travel trailers. We do not lend on salvage or rebuilt titles. Additional terms and conditions apply.View Our RatesNew Vehicle Loans
Risk-based lending rates apply and a credit application is required Used Vehicle Loans
Risk-based lending rates apply and a credit application is required *An auto loan of $35,000.00 at 6.49% APR* for 72 months will have a monthly payment of $588.18. APR= Annual Percentage Rate GAP PLUSGAP PLUS IS TOTAL LOSS PROTECTION… AND THEN SOME If your vehicle is stolen or damaged and deemed a total loss, you are responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP PLUS can help cover that difference and potentially save you thousands of dollars! Example: Plus, receive an additional benefit of a $1,000 deduction toward your next vehicle loan if financed within 90 days of the GAP claim settlement. *Subject to certain exclusions and benefit limitations. Please refer to your GAP Addendum or Certificate for all terms and conditions. GAP PLUS feature is not available in all states.Route 66 WarrantyAVOID COSTLY REPAIRS Be ready for the unexpected and ensure you’re covered in the event a mechanical breakdown occurs. With Mechanical Breakdown Protection from Route 66 Warranty, you can rest easy knowing you are covered. Route 66 Warranty’s Mechanical Breakdown Protection Plans are available for both new and pre-owned vehicles, and coverage is transferable if you sell your vehicle before your agreement expires providing added resale value. If your car is declared a total loss by the insurance company due to collision or act of God, Route 66 Warranty will refund the entire original premium of your service agreement.
Credit Union Auto Buying ServiceWould you like help to locate the exact vehicle that you’re looking for? Would you like a new, refreshing, no-pressure way to find your next car? Credit Union Auto Buying Service is DFDFCU’s preferred auto buying service. Their consultants will help you:
Credit Union Auto Buying Service can also help you save money by:
You can contact DFDFCU’s Service Specialist, Bryan Barnes, by calling (720) 291-0227 or email Bryan at bryan@cuabsi.com. Recreational VehiclesWe live in Colorado to enjoy the beautiful outdoors. Let DFDFCU help you enjoy it more with a new motorcycle, ATV, snowmobile, or RV (motorhome, pop up, 5th wheel). DFDFCU offers great rates and terms so you have a little more to fill up the gas tank. Our recreational vehicle loans were created to help you by:
* Risk-based lending rates apply and a credit application is required. Standard credit qualifications apply. All loans are subject to final credit approval. Any rates disclosed regarding any loan product with DFDFCU are disclosed in APR – Annual Percentage Rate. Credit CardsNo Annual Fee, no balance transfer fees, plus great rates make the DFDFCU card a no-brainer for our members. We also donate a percentage of our Credit Card merchant interchange income to The Colorado Professional Firefighter Foundation (CPFF) that supports firefighters and their families. So, the more members that use the credit card to make their purchases, the more DFDFCU will donate to the foundation. Based on our member’s credit card usage, we have donated over $574,282. DFDFCU believes in the practice of building strong financial management and recommends that you pay off your balances monthly to avoid interest and getting caught in the credit card debt trap. DFDFCU offers rewards and non-rewards card options to our members:
*APR is Annual Percentage Rate. Rates and terms provided are estimates. Best Rate may vary based on personal credit history and other factors. Individual credit details are provided by DFDFCU upon approval of a completed loan application. Rates are subject to change without notice. DFDFCU credit cards are variable rate credit cards and vary with the market based on the Prime Rate. DFDFCU membership is required. Apple PayYou can use your DFDFCU credit card with Apple Pay at a variety of merchants in stores, within apps, and online. Apple Pay is an easy, secure way to pay in stores, within apps, and online with your iPhone®, Apple Watch®, iPad®, and Mac. You can quickly check out using the devices you carry every day. Look for either of these symbols at checkout: Google PayGoogle Pay™ is the fast, simple way to pay with your DFDFCU credit card in stores, in apps, and online. Use your eligible DFDFCU debit or credit card with Google Pay at a variety of merchants, in stores, in apps, and online. Look for either of these symbols at checkout: Lost VISA® Credit Card: 1-833-574-3439 Secured LoansShare Secured LoanShare secured loans are loans that are fully secured by your Share Savings or Money Market account at DFDFCU. This is a great way to maintain the balance in your account, plus you continue to earn interest on the savings pledged as collateral. A share secured loan can help you rebuild credit, finance expenses without depleting your reserves, or help to establish credit. Share secured loans can be obtained for terms up to 10 years and rates are based on the rate of the share securing the loan. We do not pull credit on a share secured loan. Certificate of Deposit Secured LoanCertificate of Deposit secured loans is fully secured by your Certificate of Deposit (CD) at DFDFCU. The interest rate is based on the dividend rate you currently are earning on your certificate, and the terms of the loan equal the term of your CD. Like a share secured loan, a CD secured loan can help you establish credit, rebuild credit, or finance expenses without depleting your reserves. We do not pull credit on a certificate of deposit secured loan. *A Loan of $10000.00 at 2.55% APR for 36 months will have a monthly payment of $288.83. APR= Annual Percentage Rate.
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